Create a budget plan detailing how much you will spend on each living cost.Transfer yourself a weekly or monthly amount so you are not in danger of overspending. To give yourself a weekly budget, divide each term's income across the number of weeks it needs to last.
Here are a few suggestions on how to make your money last until your next instalment. It can be difficult to manage a lump sum of money across four months. If you receive a maintenance loan, this will be paid in three equal instalments, one at the start of each term.
Download the budget worksheet Make your money last all term This can provide a useful insight into where you could cut back. Many banking apps also categorize your expenses. It's the easiest way to keep track of your spending when you're out and about. We also cover many apps and tools you can use to budget in our Money Matters Workshops.īefore you come to University, don't forget to set up mobile banking. You can take a look at the Blackbullion Budget Calculator, and search for apps on your device's app store.
There are lots of handy tools and apps that can help. You can track your income and expenditure from your phone. You don't have to wait until you've arrived at NTU. It'll help you get started.Ĭontact our Student Financial Support team if you'd like help completing your budget. Download the worksheet below, then view our tutorial video. It'll make it easy for you to forecast your exact income and expenditure over the academic year. We've put together the NTU Student Budget Worksheet. It'll serve you well both at university and for the rest of your life. Visit Blackbullion and sign up Create a budgetīeing able to put together a budget and stick to it is an important skill. Planning to study at NTU in the future, but don’t yet have an NTU student ID number yet? You can sign up using your personal email address. You can register too by entering your NTU student ID number. Over 2,300 NTU students have signed up to Blackbullion for free. They're designed to improve your financial literacy.īlackbullion has personal finance courses, articles, videos and quizzes, covering: It provides engaging and easy-to-use digital resources and tools. Whether you're studying at NTU now or in the future, you can access Blackbullion. Sign up for a workshop Get money smart - Blackbullion You can keep your camera off and your microphone muted if you prefer. This is an informal workshop that will last approximately 45 minutes. Thinking about how to make your money last over the summer break? Come to this workshop for more information about budgeting and tracking your spending. You can keep your camera off and your microphone muted if you prefer.įinances after university Thinking about your finances after graduating NTU? Are you considering postgraduate study? Come to this workshop covering a range of topics, such as understanding taxes to benefits. It'll help you with your finances so you feel more confident about managing your money. This workshop is for international students. Money Matters workshop - international students Use the button below to sign up to any of our workshops. If you're a current student, you need our Money Matters workshops below. We'll launch our 2022 Money Ready for NTU sessions in spring 2022. give an overview of the financial help available at NTU.look at how you can reduce your expenses.provide tools to help track your spending.They're run by our Student Financial Support team. Looking to kickstart your budget and get on top of your finances as a student? Come along to one of our monthly 45-minute sessions on managing and making the most of your money.
We'll launch our Money Ready for NTU sessions for 2022 entry in Spring 2022. The session is your opportunity to ask questions about everything to do with: Provide an overview of the financial help available at NTU.